The Canada Revenue Agency (CRA) has tightened the GST/HST Credit schedule for 2025, introducing major updates that impact millions of low- and middle-income Canadians. Beginning November 2025, eligible recipients will receive up to $533 through direct deposit, depending on their income and household size.
The revised plan aims to ease the financial burden caused by rising living costs and inflation. The CRA has improved its payment system for smoother, faster deposits—helping Canadians plan their monthly finances efficiently as the new year nears.
Revised Payment Rules for Canadian Residents
The updated GST/HST Credit structure is designed to make assistance more accurate and timely. For 2025, eligibility will be based on 2024 tax return data, ensuring fair, income-tested support.
The CRA has enhanced its verification and deposit process, minimizing delays for first-time claimants. These credits, directly transferred to recipients’ accounts, serve as essential relief for households struggling with energy bills, food costs, and inflationary pressures, especially as winter approaches.
CRA’s New Quarterly GST/HST Payment Schedule for 2025
The CRA has confirmed that GST/HST payments will be issued quarterly in 2025. The first deposit is scheduled for November 10, 2025, aligning with the start of the fiscal quarter.
Below is the updated breakdown:
| Category | Maximum Credit (2025) | Payment Mode | Next Deposit Date |
|---|---|---|---|
| Single Individual | $533 | Direct Deposit | November 10, 2025 |
| Married/Common-Law Couple | $700 | Direct Deposit | November 10, 2025 |
| Family with One Child | $733 | Bank Transfer | November 10, 2025 |
| Family with Two or More Children | $800+ | Bank Transfer | November 10, 2025 |
| Senior Recipients (60+) | $600 | Automatic Credit | November 10, 2025 |
The CRA’s “My Account” online portal now provides real-time tracking tools for recipients to view eligibility, deposit status, and payment history, ensuring transparency and convenience.
Eligibility Requirements for the 2025 GST/HST Credit
To qualify for the 2025 GST/HST Credit, individuals must file their 2024 income tax return and meet the CRA’s income limits. Eligibility factors include:
- Adjusted family net income
- Marital status
- Number of dependents
Even Canadians with no income should file taxes to ensure automatic credit assessment. Eligible applicants include permanent residents, temporary workers, and families already receiving other federal supports such as the Canada Child Benefit (CCB). No separate application is necessary, as the CRA automatically determines eligibility.
Benefits of CRA Direct Deposit
The CRA’s direct deposit system ensures safe, fast, and reliable delivery of payments. This improvement reduces mailing errors and allows recipients to access funds immediately.
As of November 2025, beneficiaries are advised to update their bank details through CRA My Account to avoid delays. The move toward automation is part of CRA’s ongoing modernization strategy to improve efficiency and prepare for future adjustments in 2026.
The CRA’s 2025 GST/HST Credit update represents a stronger, more targeted approach to support Canadians during economic challenges. With enhanced digital accessibility, quicker deposits, and expanded eligibility, this program continues to play a vital role in helping citizens manage the rising cost of living.
Under the Retirement Age Shift: Canada Moves Beyond 65 Starting November 10, 2025, the government will gradually raise the retirement age, impacting future OAS and CPP eligibility for Canadians.
FAQs
1. When will the next CRA GST/HST payment be issued in 2025?
The next GST/HST Credit payment is scheduled for November 10, 2025, with subsequent payments following quarterly throughout the year.
2. How much can a family with children receive under the new 2025 schedule?
A family with two or more children may receive $800 or more, depending on income and family circumstances.
3. Do I need to apply separately for the 2025 GST/HST Credit?
No, a separate application isn’t required. The CRA automatically assesses eligibility based on your 2024 tax return.
