The Canada Workers Benefit (CWB) is a key federal support program designed to help low- and modest-income workers across Canada. In November 2025, the Canada Revenue Agency (CRA) announced that the claim window opens on November 16, 2025, giving eligible Canadians a chance to receive up to $1,590 in benefits.
This benefit helps individuals and families manage rising living costs while encouraging continued participation in the workforce. Understanding who qualifies, how much you can receive, and how to apply will ensure you don’t miss this valuable financial support.
What Is the Canada Workers Benefit (CWB)?
The Canada Workers Benefit is a refundable tax credit for individuals and families earning income through employment or self-employment. It provides a financial boost for those who work hard but earn modest wages, supporting everyday needs like rent, groceries, and utilities.
Administered by the Canada Revenue Agency (CRA), the CWB’s goal is to reward work participation and offer relief to those facing financial pressure while remaining active in the labour market.
Key Features of the 2025 CWB Update
Here are the main highlights of the 2025 update to the Canada Workers Benefit:
- The maximum basic benefit has increased to $1,590 for eligible workers.
- The claim window officially opens on November 16, 2025.
- Payments are delivered through direct deposit for quicker access.
- A Disability Supplement is available for workers who qualify under the Disability Tax Credit (DTC).
- The benefit applies across all provinces and territories, with minor regional adjustments.
Benefit Amounts and Payment Details
| Item | Details for 2025 |
|---|---|
| Programme Name | Canada Workers Benefit (CWB) |
| Maximum Payment | Up to $1,590 (basic amount) |
| Claim Opening Date | 16 November 2025 |
| Administered By | Canada Revenue Agency (CRA) |
| Payment Type | Refundable tax credit via direct deposit |
| Disability Supplement | Additional payment for those with a valid Disability Tax Credit certificate |
Example:
Eligible individuals earning a modest income can receive up to $1,590 under the basic CWB component, with extra support available through the disability supplement.
Eligibility Criteria for the 2025 Canada Workers Benefit
To qualify for the 2025 CWB, applicants must meet the following requirements:
- Residency: Must be a resident of Canada throughout the year.
- Age: Must be 19 years or older on December 31, 2025, unless living with a spouse, common-law partner, or dependent child.
- Income Source: Must have employment or self-employment income within the specified thresholds.
- Student Status: Cannot be a full-time student for more than 13 weeks of the year (unless you have a dependent).
- Disability Supplement: Must hold a valid Disability Tax Credit (DTC) certificate if applying for the supplement.
Income Thresholds
Income limits vary depending on household type and province or territory. Based on the most recent thresholds:
| Household Type | Maximum Income Before Phase-Out |
|---|---|
| Single Individual | Up to approximately $36,749 |
| Families | Up to approximately $48,093 |
If your income exceeds these thresholds, your benefit gradually decreases until it phases out completely.
How to Claim the Canada Workers Benefit
Claiming the CWB is simple and automatic once you file your income tax return.
Step-by-Step Process
- File Your Annual Tax Return:
Submit your income tax and benefit return for the 2025 tax year. - Complete Schedule 6:
If filing on paper, fill out Schedule 6 (Canada Workers Benefit) and include it with your return. - Report on Line 45300:
Enter the amount from Schedule 6 onto line 45300 of your return. - Direct Deposit Setup:
Ensure your direct deposit information is up to date with the CRA for faster payment. - Automatic Advance Payments:
You don’t need a separate application for advance payments. The CRA automatically calculates eligibility and issues payments based on your filed return.
How the Canada Workers Benefit Helps Working Families
The CWB is more than a financial top-up—it’s part of Canada’s broader plan to support working families and strengthen the middle class.
Key Benefits
- Increased Income Support: The 2025 increase in maximum benefits ensures stronger assistance for those earning modest wages.
- Simple Claim Process: Filing taxes automatically triggers eligibility assessment.
- Faster Payments: Direct deposits improve access to funds when households need them most.
- Support for Disabled Workers: The Disability Supplement offers extra relief for Canadians living with disabilities.
- Economic Impact: By encouraging employment, the CWB helps sustain local economies and workforce participation.
For many Canadians, the CWB provides not only financial relief but also recognition of their continued effort to contribute to the national economy.
Conclusion
The Canada Workers Benefit 2025 offers a timely boost to workers and families with modest incomes. With the claim window opening November 16, 2025, this program ensures that eligible Canadians can receive up to $1,590 — or more with the disability supplement.
By filing your tax return on time, completing the correct schedules, and keeping your banking details current, you can easily access this essential benefit. The CWB is an effective way to ease living costs while rewarding hard work and promoting financial stability across Canada.
Frequently Asked Questions
Q1: What is the maximum amount I can receive from the Canada Workers Benefit in 2025?
You can receive up to $1,590 under the basic benefit, with additional amounts available for those eligible for the disability supplement.
Q2: Do I need to submit a separate application for the benefit?
No. Simply file your income tax return and complete Schedule 6. The CRA will automatically determine eligibility and issue payment.
Q3: How do I claim the disability supplement?
To qualify, you must have a valid Disability Tax Credit (DTC) certificate. Include this information on Schedule 6 when filing your return, and the supplement will be added automatically.
